The interview began with a troubling observation: the frequent occurrence of individuals facing issues accessing their own funds in banks. Wes Peters, the financial expert, highlighted how clients have encountered difficulties with wiring money or even cashing checks, often due to vague concerns of fraud. This disturbing trend is becoming more common, raising concerns about the safety of keeping money in banks. Peters pointed out that thanks to the Dodd-Frank bill passed after the 2008 financial crisis, when you deposit your money in a bank, it no longer belongs to you; instead, you become a creditor of the bank.